We are too caught up in wanting stuff now, rather than saving up and buying stuff when we can afford it. These habits naturally lead to way too much debt, but with enough discipline and help, we believe anyone can get out of debt.
Ayadi calculation is one of the most important parts in Sthapatya Veda; Ayadi Calculation is also called as Ayadi Shadvarga or the Building formulae. The Scriptures as well as the ancient architects (Sthapatis) considered the dwellings as a living organism, irrespective of temple, residential homes, palaces etc. Excel should automatically detect that you are entering dates, and will format the data accordingly. If the data is being auto-formatted as something else, highlight the cells and click the drop-down menu in the 'Numbers' section of the Home tab. Select 'Short Date' from the list of options. The IF function runs a logical test and returns one value for a TRUE result, and another for a FALSE result. For example, to 'pass' scores above 70: =IF (A170,'Pass','Fail'). More than one condition can be tested by nesting IF functions. The IF function can be combined with logical functions like AND and OR to extend the logical test.
Select the first entry in your Payment (Number) column. Drag your cursor down until you've highlighted to the number that applies to the number of payments you'll make (for example, 360). Since you're starting at '0', you'd drag down to the '362' row. Click Fill in the top right corner of the Excel page.
Our free debt reduction calculator, featured below, was designed to help individuals and the professionals that advise them to quickly and easily come up with a plan for eliminating debt. It may not be as easy to stick with the plan, but at least we can help you get started.
Featured Debt Payoff Calculators
1Debt Reduction Calculator ▶
How fast can I get out of debt using the snowball technique? This is possibly the most valuable spreadsheet on this entire website!
2Credit Repair Spreadsheet ▶
Pay down your debt to improve your FICO® credit score. This is an expanded, more advanced version of the Debt Reduction Calculator.
3Credit Card Payoff Calculator ▶
Calculate the payment required to pay off a single credit card in X number of years.
4Credit Card Minimum Payment Calculator ▶
Find out how much it really costs to make minimum payments.
5Credit Card Balance Transfer Calculator ▶
Estimate how much you can save when using a credit card balance transfer to get a lower rate.
6Savings Snowball Calculator ▶
Use this spreadsheet to estimate how long it will take you to reach your short-term and mid-term savings and debt payoff goals. The focus is on savings, but it is based on the debt reduction calculator, so it lets you include debt payoff in addition to your savings goals.
7Mortgage Payoff Calculator with Line of Credit ▶
Use this calculator to evaluate the mortgage payoff acceleration strategy of using a line of credit to make extra payments with optional paycheck parking.
8Debt Free Charts and Trackers ▶
Ayadi Calculations Excel Format
Track your debt free journey using a column chart that gradually reveals a debt free image as you pay off your debt. Or download printable debt payoff trackers for your 3-ring binder.